Coverages
We broker a comprehensive suite of insurance solutions tailored to protect your business, including: Public Liability, Professional Indemnity, Property, Business Interruption, Transit Cover, Management Liability and more. Below you will find a list of some of our most commonly placed insurance products
Product & Public Liability
Public and product liability insurance are essential coverages for businesses, providing financial protection against claims arising from their operations and products.
Public liability insurance safeguards businesses from legal claims due to property damage or personal injury suffered by third parties as a result of the business’s activities or premises. For instance, if a customer slips and falls in your store, this insurance can cover the associated legal and compensation costs. Product liability insurance, on the other hand, protects businesses against claims resulting from injuries or damages caused by products they manufacture, supply, or sell. If a product you provided is found to be faulty and causes harm, this coverage can help address legal and compensation expenses.
Professional Indemnity
Professional indemnity insurance in Australia is designed to protect professionals against legal claims arising from alleged negligence, errors, or omissions in the services they provide. This coverage should be considered for professionals whose advice or services could lead to financial loss for their clients.
In Australia, certain professions, particularly in the healthcare sector, are legally required to maintain appropriate professional indemnity insurance however even for those profession that are not, this coverage is highly regarded as part of a comprehensive insurance risk strategy.
Business Pack Insurance
Business Pack Insurance policies are designed to provide comprehensive coverage tailored to the diverse needs of small and medium-sized enterprises.
These policies typically include essential protections like public liability insurance, covering third-party personal injury and property damage, as well as property damage and business interruption coverage, which safeguards against income loss due to unforeseen events like fires. Additional optional covers may encompass theft, machinery breakdown, and portable contents protection, allowing businesses to customize their insurance packages to align with specific operational risks.
Authorised Representative: 001314079. Corporate Authorised Representative: Goldweather Solutions Pty Ltd (CAR 001314080 | ABN 42 676 840 485) Corporate Authorised representative of Sirius Insurance Pty Ltd (AFSL 550946 | ABN 60 606 142 027)